Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments?
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An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states.
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Have These Items Ready When You Apply For a Loan
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Years ago, credit scoring had little to do with mortgage lending.
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When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made your payments on time.
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When buying a home, it is not enough to just come up with the money.
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This is a detailed summary of costs you may have to pay when you buy or refinance your home.
![Front of house](/sites/default/files/2024-02/shutterstock_40028242.jpg)
An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically.